I do a lot of PayPal stuff and this isn't true. You only get charged their fee (closer to 2-3% for AUD-CNY and AUD-USD) when converting your balance from one c

I do a lot of PayPal stuff and this isn't true. You only get charged their fee (closer to 2-3% for AUD-CNY and AUD-USD) when converting your balance from one currency to another. If your card gets charged in a foreign currency, the bank takes a few but PayPal won't.