So. that isn't "money", that's "debt"; and, in fact, the article covers this... > Money could be deposited in a bank, whereby it would retain its value because

So. that isn't "money", that's "debt"; and, in fact, the article covers this... > Money could be deposited in a bank, whereby it would retain its value because the bank would be responsible for the stamps. To avoid paying for the stamps, the bank would be incentivized to loan the money, passing on the holding expense to others. In Gesell’s vision, banks would loan so freely that their interest rates would eventually fall to zero, and they would collect only a small risk premium and an administration fee.