For a 10-minute job, $20 is equivalent to $120/hr. If you feel that's too small then pretend they said $40 instead, making it $240/hr. But you're setting up str

For a 10-minute job, $20 is equivalent to $120/hr. If you feel that's too small then pretend they said $40 instead, making it $240/hr. But you're setting up strawmen here. Not every single handyman job needs >$100 insurance for a 10-minute job, and nobody is claiming this is good for plumbing or electrical jobs in particular.