As one of the very lucky people who have a house with no mortgage, it's only that fact that has kept me away from homelessness in the past 3 years after getting

As one of the very lucky people who have a house with no mortgage, it's only that fact that has kept me away from homelessness in the past 3 years after getting long covid, and being yeeted out of the work force permanently. We own the absolutely cheapest house in town. But it drives me nuts that the house has tripled in "value" since we bought it a decade ago, just because of the market. Our child is still a teen, but having a home passed down will greatly help secure their future, should we both be able to avoid medical bankruptcy that gets so many Americans on their way to aging out.