> This is an issue that exists everywhere though solutions perhaps vary a bit. Usually it is a combination of relay loans (not free) and conditional contracts (

> This is an issue that exists everywhere though solutions perhaps vary a bit. Usually it is a combination of relay loans (not free) and conditional contracts (tricky and pretty much the same result). We use both in the US. I’m assuming a “relay loan” is akin to what I’ve seen as a “bridge loan” here—a temporary loan to cover a down payment while waiting for your current house to sell. More often, we use conditional contracts. This would be classified as a “contingency”—we’ll buy this house on date X for price Y if the money from the sale of our house is in the bank by date X, that kind of thing. Needing one of these tends to make an offer less attractive, though.