Agreed. Pay cash! I bought an ATV and financed it and that was a mistake. I signed more documents than when I bought my house and I was only financing $6K!

Agreed. Pay cash! I bought an ATV and financed it and that was a mistake. I signed more documents than when I bought my house and I was only financing $6K! Took 1.5 hours despite arranging everything online before I arrived (or so I thought). The next year I bought one with cash, it took maybe 15 minutes.