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Doesn't matter how they estimate their chances. What matters is that if the penalty is significantly higher - then insurance will go up and there will be incent
by ajuc 3y ago
Doesn't matter how they estimate their chances. What matters is that if the penalty is significantly higher - then insurance will go up and there will be incentive to buy cars safer for pedestrians.
- jplrssn 3y agoInsurance won't get you out of jail or pay your fine for you. But your point is valid for civil damages, like getting sued by the family of the pedestrian you just killed with your truck. I wonder how much of an effect those hypothetical lawsuits have on downstream insurance premiums — anecdotally, it hasn't stopped the F-150 being the most popular car in North America.