I said the majority not all, and I didn’t say no debt. And $52k is the average paid by all students with a family income of above $110k. Not the price paid by

I said the majority not all, and I didn’t say no debt. And $52k is the average paid by all students with a family income of above $110k. Not the price paid by every student once you hit $110k. This average is skewed by people making much more than that. For specific numbers, if your parents make $150k, they are expected to contribute 10% of their income. You can look up the numbers here https://college.harvard.edu/financial-aid/net-price-calculator https://college.harvard.edu/financial-aid/net-price-calculat... For a family with an income of $150k and one student in college, they are expected to pay $15k per year. If they were instead making $110k, they are expected to pay $5k per year. If they make $85k or less, they are expected to pay nothing. Harvard also looks at assets but excludes primary residence and retirement savings. So yes the vast majority of people can afford to attend harvard with almost no debt. Even in the rare situation where you take on large amounts of debt, the connections made there and the brand recognition of the degree are almost definitely worth it from a financial perspective.