Zelle is owned by Bank of America, Truist, Capital One, JPMorgan Chase, PNC Bank, U.S. Bank, and Wells Fargo. They probably have enough data now to know what ba

Zelle is owned by Bank of America, Truist, Capital One, JPMorgan Chase, PNC Bank, U.S. Bank, and Wells Fargo. They probably have enough data now to know what banks are backing zelle scammers and who in their own networks are scammers.