That's a rather steep premium in my opinion and you'll also be penalized when you try to sell it, because small quantities, individual appraisal, and additional

That's a rather steep premium in my opinion and you'll also be penalized when you try to sell it, because small quantities, individual appraisal, and additional cost to the buyer if its fate is to be melted down and refined. In exchange for all that, you get a physical object that can be lost, damaged, or stolen. If you're going to invest in gold, it seems like a poor way to do it.