There was a recent post[0] where the author discovered that the company had deliberately tuned the loss rate so as to incentivize purchases. Which, I suppose is

There was a recent post[0] where the author discovered that the company had deliberately tuned the loss rate so as to incentivize purchases. Which, I suppose is legally in their power. It is "just a game" where they can set the rules however they like. [0] https://news.ycombinator.com/item?id=37642538 https://news.ycombinator.com/item?id=37642538