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> The closest I've every been to a British bank, was getting a Curve credit card, where they wanted a picture of me and my passport. Which imo. Was hilarious an
by intunderflow 3y ago
> The closest I've every been to a British bank, was getting a Curve credit card, where they wanted a picture of me and my passport. Which imo. Was hilarious and must be way to easy to forge.
Yep, and this is standard operating procedure at pretty much every bank in the UK, and they wonder why they have to spend so much money on mitigating financial crime (not to mention employing people to review pictures of customers full time)...
- theshrike79 3y agoI've had friends be deadlocked getting an apartment in UK/Ireland 1. To get an apartment you need a bank account 2. To have a bank account you need to identify yourself 3. How do you do that? Provide them with a GAS BILL for your apartment - which you don't have. IIRC the deadlock in this case was solved by another friend loaning their bank account to bootstrap the system.
- tomatocracy 3y agoThey do also check a few other things - eg that you are registered to vote at the address you give, and they also use credit reference agencies to check you "exist" with the same name and address. The face and passport thing is new and I'm not sure the traditional banks use it. There are some systems which ask for a video of you plus a photo of your passport (I think I used this for opening an account with Chase recently). But there is a bit of a problem "bootstrapping" this, especially for recent immigrants who aren't registered to vote and don't have any credit records yet.