> Maybe back in the 90's, sure undeveloped nations probably; but that's a different scenario entirely. From the Avis website: Some Avis locations do not a

> Maybe back in the 90's, sure undeveloped nations probably; but that's a different scenario entirely. From the Avis website: Some Avis locations do not accept debit cards at the time of rental for any vehicle including locations in the Northern/Central NJ area, Philadelphia area, as well as other locations across the country. Now, sure, so don't rent Avis. But it shows these kinds of restrictions exist. > If I had debt on my credit card I would too be losing points on my credit score if unpayments. But if you have lots of unused credit on your credit cards if increases your credit score. It's a silly game but it's what it is. > > The credit card regulations are more pro-consumer than debit card regulations > Eh. Agree to Disagree. The regulations are written how they are, it's not a matter of opinion. You can choose not to care which is certainly your choice, but the regulations are what they are. > I still don't see what I'm missing. I guess you mean you choose not to care about the things you are missing, like leaving money on the table. Which is totally a choice, but surely you've now seen the benefits you're missing, even if you take the choice to opt out of them. > Telling everyone to get a credit card is bad advice. At least in the US, everything is biased towards making credit cards the optimal choice both to make and save money for all the reasons listed in this thread. For just about everyone, the best advice is to use credit cards.