> Credit cards work when you have self-control and to many who don't it's a wreck of your life. Yes, and as an adult or a responsible individual it a good trai

> Credit cards work when you have self-control and to many who don't it's a wreck of your life. Yes, and as an adult or a responsible individual it a good trait to have. Learn to use money and other financial means wisely. Take that step and it will make a lot of difference. Unable to understand this is more evil to yourself than what the CCs do to you. You can call your CC provider and ask them to reduce your limit to what you can afford to pay at the end of the month. They will hesitate, but most will end up doing that for you.