I would be in favour of creating a EU system and mandate it, and shops can decide to opt in into visa and mastercard if they want. I don't see why we must pay

I would be in favour of creating a EU system and mandate it, and shops can decide to opt in into visa and mastercard if they want. I don't see why we must pay fees to foreign companies and give them all of our data. But the average swede doesn't care about privacy at all. We have a website where you can just look up the address of everyone.