Net worth with spouse or partner over $1 million excluding primary residence or pre-tax income of $200k individually or $300k with spouse or partner over the la

Net worth with spouse or partner over $1 million excluding primary residence or pre-tax income of $200k individually or $300k with spouse or partner over the last two years. That is very low, and the net worth threshold in particular includes plenty of retired seniors who shouldn't be making risky investments.