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FWIW 1. Freeze all your credit with experian, equifax and transunion 2. Opt out of them selling your info: https://consumerprivacy.experian.com/ https://cons
by itissid 3y ago
FWIW
1. Freeze all your credit with experian, equifax and transunion
2. Opt out of them selling your info:
https://consumerprivacy.experian.com/ https://consumerprivacy.experian.com/
https://myprivacy.equifax.com/opt-in-opt-out/personal-info https://myprivacy.equifax.com/opt-in-opt-out/personal-info
https://service.transunion.com/dss/ccpa_optout.page https://service.transunion.com/dss/ccpa_optout.page
- archon810 3y agoThank you for the links, just submitted for all 3 with no issues.
- namrog84 3y agoDid this earlier this year. Its super easy to do. And recently had to temporarily unfreeze everything to open an account. Also very easy. All free. 1 of them tries to upsell hard but can do all for free. I think a law passed in 2019 ish forcing it to be free.
- dustingetz 3y agothanks i did this back in 2017 when the leaks happened and it was most definitely not easy and cost money, time to take a new look
- crazypyro 3y agoThe one that tries to upsell hard is so annoying, I can't be arsed to go find it right now, but the other two make it so easy, yet the one that tries to upsell, its like every other click takes you to a "input your credit card" screen.... Seriously annoying. Just had to deal with this for the first time in the last two weeks when someone tried to open a fraudulent account in my name... Interestingly, this happens for the first time in my life 2 months after I had to write down all my personal information to get a 0% APR credit card from a jeweler store... It should be a default frozen system, not a default open system.
- AdamJacobMuller 3y agoIts experian.
- rwestergren 3y agoExperian allows unfreezing via their site in the article. If someone can easily recreate your account, they can unfreeze it which makes it pretty useless.
- squeegmeister 3y agoExactly
- xienze 3y agoYes, but if you have an account you’ll at least get an email notifying you that your account’s email address has changed (as a result of someone recreating your account). That’s how I was tipped off to someone trying to buy a car in my name (by pulling on the thread of calling customer support asking wtf I got that email). So it’s very useful to at least have an Experian account so you can know when someone is trying to go after you this way. Now granted, it’s possible that the attacker won’t change your email address first, in which case I’m not sure if you get an email stating that your credit was unfrozen. But it’s likely they’ll change it in order to make it harder for you to mitigate the damage in a timely manner.
- diyseguy 3y agoJust tried this for equifax got this message. I live in Washington state. We've encountered an error Sorry, this service is not currently offered to residents of your state. If you need further assistance, you can call Consumer Care at 1-866-295-6801 during our regular business hours 9 A.M. to 9 P.M. ET Monday to Friday, and 9 A.M. to 6 P.M. ET Saturday and Sunday except holidays.
- kelnos 3y agoI just tried to visit the Equifax link you provided, and I got an error page. Amazing. Oh man, actually looks like Equifax's entire website is down? Ouch.
- deleted 3y ago[deleted]