3 ms·

How does this fraud work? They buy the goods, and provide the seller some random individual's (your) identity?

gchamonlive 3y ago
I have no idea. There are, however, many official invoices (notas fiscais) being issue in my name. I believe there might also be fraudulent credit cards issued in my name that ate being used, or something like that, which would explain the physical retailers not questioning the purchase. That is why I am expecting fallout from this.
- tmcz26 3y ago
  You can check any credit card issued on your name in Banco Central’s Registrato page[0]. Credit card, loans, etc. However, HIGHLY unlikely they issue a card in your name and purchase stuff in your name online. If they have a card with them, they’ll go to physical stores and leave with the product with them immediately. Typically (as I said above) they have purchased a stolen CC number online and are using it until it gets blocked or run out of balance/limit. In any case, there’s zero fallout for you, the victim. These retailers are used to this (0,5% of transactions turn into fraud), so they’ll eventually figure out it’s fraud and they know it wasn’t you. They know you’re a victim too. [0] https://registrato.bcb.gov.br/registrato/ https://registrato.bcb.gov.br/registrato/ Edit with the link
- rescbr 3y ago
  > I believe there might also be fraudulent credit cards issued in my name that ate being used As tmcz26 said, it's very unlikely they issued a card on your name, but if that happened, contact the bank's ombudsman AND report it to the Central Bank, as they failed the KYC process.
tmcz26 3y ago
Stolen ID from one person (ID, name, sometimes using the real person’s email and phone, sometimes creating fake yet similar emails like wildrhythms2@yahoo.com), someone else’s stole credit card number, and a drop address to receive and reship (sometimes deliver direct to the purchaser of the fraud item). Typically the item is resold for half the price and it’s spoken for. It’s not like they buy to resell later. If they make the fraud they already have a buyer
ciropantera 3y ago
Something similar happened to me once. You need a valid CPF number (something like a ssn) to create an account on most webshops in Brazil, so fraudsters will use stolen ones. They then proceed to purchase stuff with stolen CCs

I have no idea. There are, however, many official invoices (notas fiscais) being issue in my name. I believe there might also be fraudulent credit cards issued in my name that ate being used, or something like that, which would explain the physical retailers not questioning the purchase. That is why I am expecting fallout from this.

tmcz26 3y ago
You can check any credit card issued on your name in Banco Central’s Registrato page[0]. Credit card, loans, etc. However, HIGHLY unlikely they issue a card in your name and purchase stuff in your name online. If they have a card with them, they’ll go to physical stores and leave with the product with them immediately. Typically (as I said above) they have purchased a stolen CC number online and are using it until it gets blocked or run out of balance/limit. In any case, there’s zero fallout for you, the victim. These retailers are used to this (0,5% of transactions turn into fraud), so they’ll eventually figure out it’s fraud and they know it wasn’t you. They know you’re a victim too. [0] https://registrato.bcb.gov.br/registrato/ https://registrato.bcb.gov.br/registrato/ Edit with the link
rescbr 3y ago
> I believe there might also be fraudulent credit cards issued in my name that ate being used As tmcz26 said, it's very unlikely they issued a card on your name, but if that happened, contact the bank's ombudsman AND report it to the Central Bank, as they failed the KYC process.

tmcz26 3y ago

Stolen ID from one person (ID, name, sometimes using the real person’s email and phone, sometimes creating fake yet similar emails like wildrhythms2@yahoo.com), someone else’s stole credit card number, and a drop address to receive and reship (sometimes deliver direct to the purchaser of the fraud item). Typically the item is resold for half the price and it’s spoken for. It’s not like they buy to resell later. If they make the fraud they already have a buyer

ciropantera 3y ago

Something similar happened to me once. You need a valid CPF number (something like a ssn) to create an account on most webshops in Brazil, so fraudsters will use stolen ones. They then proceed to purchase stuff with stolen CCs