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How does Equifax or TransUnion handle the case where someone else creates the account before you do? You try to sign up correctly, then it emails the fake pers
by pests 3y ago
How does Equifax or TransUnion handle the case where someone else creates the account before you do?
You try to sign up correctly, then it emails the fake persons email for permission? How does that make any sense.
"Hello scammer, John Doe would like to access his Equifax account. Do you want to give him permission?"
I agree the Experian way is not good either, but how is the above handled?
- Lacerda69 3y agoDo you need to sign up for any of these services? Sounds horrible all around to me (not from the US)
- WarOnPrivacy 3y ago> Do you need to sign up for any of these services? (not from the US) They already have the well-shared data that determines much of your life. Signing up is so you can glimpse it too.
- xienze 3y ago> How does Equifax or TransUnion handle the case where someone else creates the account before you I can speak for Experian. If you already registered the account, and someone else knows your SSN and the answers to the credit bureau security questions, then _they_ get to register your account. You as the person who originally registered will get an email that your email address changed. Supposedly the thinking is that they want to make it impossible for someone to truly be locked out of accessing their own Experian account, so they just let you do these stealth registrations as long as you can answer all the security questions. Clearly they need a better solution.
- pests 3y agoThank you yes but isn't this the topic of the article we're commenting on?