4 ms·

Experian reminds me of enshittification, except it never had any interest in providing actual value to the general public to betray, so started off one step fur

Experian reminds me of enshittification, except it never had any interest in providing actual value to the general public to betray, so started off one step further along the process in a way. No individual in a personal capacity ever wanted to do business with Experian, like they wanted to buy an iPhone or something. You're introduced to the unpleasant fact of its existence at some point. They don't have anything you want, you're the product from the start, and you don't have to walk into their net, you're probably born in it.

nonrandomstring 3y ago
We're amidst the proliferation of a class of entity that Joe average doesn't quite have the political vocabulary or tools to deal with yet; Things that deal in you. They make money from you, indirectly. You have no business or social relation with them. You didn't vote for them. They have immense power to harm you. You have no recourse. You may not even know they exist. Until recently this was the preserve of a few government agencies that had a very narrow focus on a few "persons of interest". Today it is every dime store startup in "big data", search, spammers, social network, and the entire grubby, yellow maggoty underbelly of "surveillance capitalism" and all the mushrooms that grow on it. So far the promised "benefits" of this have never materialised. Will we be able to keep pretending "nobody cares" as public awareness, and governments' will to enact legislation grows? At some point surely "credit agencies" and their ilk will essentially be outlawed under a dozen different digital rights acts.
city41 3y ago
Every time I log into experian.com, I am greeted with an offer to "upgrade" my account for $0.00. At the top is small text that says "Try Experian CreditWorks℠ Premium for 7 days for free, then pay just $24.99 each month†. You may cancel anytime if not satisfied." First of all, $25/month for an Experian product? I can't possibly fathom how anything they provide can be worth even 1/100th of that. That price just absolutely blows my mind. But worst of all, they proudly say it is $0.00 and have the pay button the most prominent. How many people get roped into this? They are just slime all the way down.
- notfed 3y ago
  Why is it legal for a credit bureau to us charge money to monitor their potential mismanagement of our credit? It's literally blackmail.

nonrandomstring 3y ago

We're amidst the proliferation of a class of entity that Joe average doesn't quite have the political vocabulary or tools to deal with yet; Things that deal in you. They make money from you, indirectly. You have no business or social relation with them. You didn't vote for them. They have immense power to harm you. You have no recourse. You may not even know they exist. Until recently this was the preserve of a few government agencies that had a very narrow focus on a few "persons of interest". Today it is every dime store startup in "big data", search, spammers, social network, and the entire grubby, yellow maggoty underbelly of "surveillance capitalism" and all the mushrooms that grow on it. So far the promised "benefits" of this have never materialised. Will we be able to keep pretending "nobody cares" as public awareness, and governments' will to enact legislation grows? At some point surely "credit agencies" and their ilk will essentially be outlawed under a dozen different digital rights acts.

city41 3y ago

Every time I log into experian.com, I am greeted with an offer to "upgrade" my account for $0.00. At the top is small text that says "Try Experian CreditWorks℠ Premium for 7 days for free, then pay just $24.99 each month†. You may cancel anytime if not satisfied." First of all, $25/month for an Experian product? I can't possibly fathom how anything they provide can be worth even 1/100th of that. That price just absolutely blows my mind. But worst of all, they proudly say it is $0.00 and have the pay button the most prominent. How many people get roped into this? They are just slime all the way down.

notfed 3y ago
Why is it legal for a credit bureau to us charge money to monitor their potential mismanagement of our credit? It's literally blackmail.