It's not a conspiracy of the ruling class that housing has gotten more expensive. It's due to regulatory restrictions on housing and new homeowners being able t

It's not a conspiracy of the ruling class that housing has gotten more expensive. It's due to regulatory restrictions on housing and new homeowners being able to afford high prices through locked in low interest mortgages. The regulations are there because NIMBYs are against building, and homeowners want their property value to rise over the course of their lifetimes to fund their retirement.