Would that be truly ironic, or logical? People make decisions on the margin, rising insurance rates seem a fairly humane way to incentivize people moving out of

Would that be truly ironic, or logical? People make decisions on the margin, rising insurance rates seem a fairly humane way to incentivize people moving out of dry rural wooded locations. Folks that really don’t want to move can pay the elevated public backstop options or if their house is paid off, run the risk of total loss. The longer people wait to leave the worse off they will come out because their property values will go to zero. I’d be in favor of public funding to help people relocate. If we get through it all, recreation and tourism can bounce back with lightweight infrastructure that doesn’t need to be defended, and some better engineered permanent infrastructure. Am I way off base?