Spouting fallacy names without understanding them isn't a get-out-of-jail card you think it is. Not ad hominem: "Your statement is stupid" because it goes agai

Spouting fallacy names without understanding them isn't a get-out-of-jail card you think it is. Not ad hominem: "Your statement is stupid" because it goes against what is said (however poor the statement may otherwise be). Ad hominem: "You are stupid" because it goes against who says the statement. GP's comment is an example of the former.