National average electric cost is above $0.12 kWh, I think closer to $0.16, on top of that I think tiered pricing is common. And hybrids often beat 30 mpg. For

National average electric cost is above $0.12 kWh, I think closer to $0.16, on top of that I think tiered pricing is common. And hybrids often beat 30 mpg. For a car where electric is $40k and hybrid is $27k like a Kia Niro, it looks like your numbers would produce a payback period on the electric close to 10 years, but longer the less you drive. But that doesn't even get to including potential returns on the $13k saved at the beginning.