1. You have always participated in it, regardless of whether or not you pay an insurer. 2. There are no penalties for not having insurance, that part of the AC

1. You have always participated in it, regardless of whether or not you pay an insurer. 2. There are no penalties for not having insurance, that part of the ACA has been torpedoed. 3. The people who torpedoed it have no intentions of fixing a damn thing about this country's medical system.