Where are you located? I send a fair amount of SWIFT wires, and they cost at most $25 and clear the next day. Within the eurozone (the 20 countries using the e

Where are you located? I send a fair amount of SWIFT wires, and they cost at most $25 and clear the next day. Within the eurozone (the 20 countries using the euro), there’s SEPA instant credit which clears in less than ten seconds, is available 24/7, and costs practically nothing (a few cents). It’s a fine example of how thoughtful regulation can enable a system that is better than any crypto solution.