Down significantly. https://www.consumerfinance.gov/data-research/research-reports/vast-majority-of-nsf-fees-have-been-eliminated-saving-consumers-nearly-2-bil

Down significantly. https://www.consumerfinance.gov/data-research/research-reports/vast-majority-of-nsf-fees-have-been-eliminated-saving-consumers-nearly-2-billion-annually/ https://www.consumerfinance.gov/data-research/research-repor... Payroll ACH transfers usually get deposited two days faster than they used to as well (1 day instead of 3 days).