> I don't see a house as an asset in my life. But you do! You said you are paying rent, thus you attach value to having a place to live. > My cost of living w

> I don't see a house as an asset in my life. But you do! You said you are paying rent, thus you attach value to having a place to live. > My cost of living was dramatically lower the whole time leading up to the point where the drop-off occurs for the homeowner. In the other response you acknowledged this is from comparing rent on a tiny apartment to mortgage on a house, which cannot be compared. If you don't need a house you could buy a tiny apartment. That gives you the benefit of a low mortgage now and zero mortgage when you're older.