This is a little victim blamey. Banks mess up all the time. Regressive policies in capitalist institutions are extremely common. Incompetence is common. Negativ

This is a little victim blamey. Banks mess up all the time. Regressive policies in capitalist institutions are extremely common. Incompetence is common. Negative action in service of the profit incentive is common. There's no shortage of people who found their accounts closed for "fraud" who did nothing wrong, but instead were victimized by the algo and the general incompetence of banking tech. Personal financial experts often tell people to carry a credit card from a bank that isn't yours or have a checking account at a separate bank because this is so common. Lastly, the people moving money to blacklisted places aren't opening Bank of America checking accounts. There's entire cottage industries and crypto and shady international banks, etc ready to cater to them. They're not getting banned because they use services that don't ban them for moving money around like this. But everyday working class people get banned randomly for moving gifts or tuition money around, etc.