Land use policy is the main driver for cost of living and homelessness. It has little to do with state gov policy (if anything state level policy is focused on

Land use policy is the main driver for cost of living and homelessness. It has little to do with state gov policy (if anything state level policy is focused on fixing the problems over the objections of small cities) and it has nothing to do with execution by state agencies. Housing is not expensive because the gov is somehow incompetent.