> voids the fraud protection offered by your bank I am guessing this depends on how you connect your bank to the app? If you just hand over plaintext username/

> voids the fraud protection offered by your bank I am guessing this depends on how you connect your bank to the app? If you just hand over plaintext username/password, maybe you don't get protections. But most apps use a service like Plaid which should limit permissions to read-only.