I wanted to add that though the banks are at fault, I believe the cause is government. This is the exact response one would expect with the KYC regulation. If a

I wanted to add that though the banks are at fault, I believe the cause is government. This is the exact response one would expect with the KYC regulation. If a customer falls into the "to much effort" category (note not "done something illegal") then I assume they would not be worth the cost of researching for the bank.