I am unsure what distinction the linked page is trying to draw between payment for goods/services and debt. The first paragraph seems to unequivocally state tha

I am unsure what distinction the linked page is trying to draw between payment for goods/services and debt. The first paragraph seems to unequivocally state that businesses do not need to accept cash (from a Federal law perspective anyway). There is no federal statute mandating that a private business, a person, or an organization must accept currency or coins as payment for goods or services. Private businesses are free to develop their own policies on whether to accept cash unless there is a state law that says otherwise.