Re. "notoriously awful," I also think people underestimate how useful it is to go through a financial institution for any legal transactions thanks to the prote

Re. "notoriously awful," I also think people underestimate how useful it is to go through a financial institution for any legal transactions thanks to the protection that those institutions (generally) offer. If you accidentally run your credit card through a skimmer at the gas station, and the skimmer's owner tries to rack up a bunch of expenses with that card, you can dispute the charges. If your BTC wallet accidentally gets compromised... that's it. No recourse.