Actually, very much no. I see no connection whatsoever between, on the one hand, division of labor & exchange of labor for money and, on the other hand, capital

Actually, very much no. I see no connection whatsoever between, on the one hand, division of labor & exchange of labor for money and, on the other hand, capitalism. The first two may be a necessary precondition for capitalism, but they in no way describe it - they are common elements in human communities that predate capitalism by millenia.