Somewhat off topic, but that reminds me, remember when a year or so ago there was some issue with a/some small banks failing, and every other post here and els

Somewhat off topic, but that reminds me, remember when a year or so ago there was some issue with a/some small banks failing, and every other post here and elsewhere on social media was constant alarmist fear mongering about how the entire economy was going down? And then nothing happened? If you were one of the people regurgitating such messages back then, have you learned anything from that experience?