Not to defend them one bit but it’s very likely because a lot of that stuff is hard to keep track of. If you only have one policy that everyone is subject to, i

Not to defend them one bit but it’s very likely because a lot of that stuff is hard to keep track of. If you only have one policy that everyone is subject to, it can be easily tracked/updated/cost calculated/etc. The bigger the company, the less likely they will craft a custom policy for you.