I use YNAB 4, and I manually input all transactions for my credit card usage. I feel that it makes me more conscious of my spending. It's certainly not for ever

I use YNAB 4, and I manually input all transactions for my credit card usage. I feel that it makes me more conscious of my spending. It's certainly not for everyone, but I only have the one credit card that I put everything on. And I don't buy a tremendous amount of things that makes it very arduous. I also don't have a need to monitor my investment portfolio in real time. I check it once a quarter or so. I don't know if I'm the weird one here. But I don't feel a need to connect all of my assets to constantly monitor them. I don't have any assets that necessitate that level of control.