There's no evidence for any of it, because they're coy about the FICO rules, but if it's bullshit, it's bullshit straight from the horse's mouth [1]. I know th

There's no evidence for any of it, because they're coy about the FICO rules, but if it's bullshit, it's bullshit straight from the horse's mouth [1]. I know that previously in my own credit reports I was given this specific 'justification' in the 'things that are lowering your score' column. 1 - https://www.experian.com/blogs/ask-experian/what-is-the-best-percentile-for-credit-utilization/ https://www.experian.com/blogs/ask-experian/what-is-the-best...