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I didn't even use the budgeting/bells and whistles features. It was mostly a great way to download transactions in a unified format from a dozen different bank
by foobarian 3y ago
I didn't even use the budgeting/bells and whistles features. It was mostly a great way to download transactions in a unified format from a dozen different banks past their short retention periods. I hope something similar exists :-(
- jehb 3y agoI came here to say exactly this. I don't need a budgeting tool, I need a single pane of glass that aggregates all of my accounts across multiple financial institutions and lets me run very basic reports against them. That's it. This product does not seem to exist.
- red-iron-pine 3y agoMint kinda did that, if you gave it permissions to access accounts. Lotta trust required there, though. That cred DB gets compromised and that's your entire financial life
- jehb 3y agoYep. I meant now that Mint is going away, I won't have a tool to do that. For me the risk was acceptable because it was read-only access from a very small number of institutions. But those institutions have changed over the 15 years I used Mint, so having the historical data from places I used to have accounts was immensely helpful in understanding things like how much net worth changed over time. Especially when I could layer in other accounts manually as well as estimated real estate values from Zillow. So "I bought a house" wouldn't show up as "I lost $X dollars" but instead "I owe $X on a mortgage against a house worth $Y."