I've been using Banktivity[0] for a while and generally like it. Their subscription model is interesting. If you decide to cancel your subscription everything

I've been using Banktivity[0] for a while and generally like it. Their subscription model is interesting. If you decide to cancel your subscription everything still works, but you don't get access to the connected services. The only thing I don't like is that you need to take a step to cancel the subscription, so if you want the software but don't want the connected services it's a bit of friction. I'd rather pay one price for the software (and I'm fine with doing this for every major version) with a separate subscription for the services set up separately. That said, every piece of personal finance software I've tried has some bit of friction with how I want it to work. [0] https://www.banktivity.com/ https://www.banktivity.com/