I really wouldn't recommend this: a) I believe that it requires a bank account – which the OP doesn't have – as they just do a transfer to a nominated account

I really wouldn't recommend this: a) I believe that it requires a bank account – which the OP doesn't have – as they just do a transfer to a nominated account b) The interest rates are utterly usurious and the mere fact that you've used them wrecks your credit rating.