That depends exclusively on your savings rate (which dictates your years-needed-to-retire): https://www.mrmoneymustache.com/2012/01/13/the-shockingly-simple-mat

That depends exclusively on your savings rate (which dictates your years-needed-to-retire): https://www.mrmoneymustache.com/2012/01/13/the-shockingly-simple-math-behind-early-retirement/ https://www.mrmoneymustache.com/2012/01/13/the-shockingly-si... Most people aren't saving ~43% of their take-home pay, no matter how much they earn.