I wasn't wording things clearly. The 200k is just the median residual debt from medical school alone. People don't tend to pay it off much during residency yea

I wasn't wording things clearly. The 200k is just the median residual debt from medical school alone. People don't tend to pay it off much during residency years though, since residency pay is relatively low (50-70k). Lots of them acquire extra personal debt during residency. Doctors aren't typically considered "trained" until after residency.