Perhaps banks doing less business issuing mortgages for existing real estate would be good thing. For memory, I read that in the UK the banks issue 17 times mor

Perhaps banks doing less business issuing mortgages for existing real estate would be good thing. For memory, I read that in the UK the banks issue 17 times more loans for existing real estate than for improvements and new construction. If that's true a lot of what banks are doing is generating fees from churn.