3 ms·
Could you expand more on this I didn’t realize card networks actually got itemized data (e.g. $12.35 at the gas station was for a pack of cigarettes or some win
by balderdash 3y ago
Could you expand more on this I didn’t realize card networks actually got itemized data (e.g. $12.35 at the gas station was for a pack of cigarettes or some windshield wiper fluid and and some beef jerky)
- tkems 3y agoSure! I found this documentation from Clover (a payment processor like Square): https://docs.clover.com/docs/understanding-level-3-data https://docs.clover.com/docs/understanding-level-3-data The Level 3 data isn't sent from all merchants, but I have a feeling that larger ones pass along the info. I also was incorrect above, only Mastercard and Visa support level 3 data. However, level 2 data is widely supported and can contain some purchase info (Clover lists the SKU of an item for example).
- balderdash 3y agoThis is terrifying
- PeterisP 3y agoThey don't get it as a rule, and they didn't get it at all for a long time - that is optional data for which there is a standard where the terminal can send it if it is configured to do so; and some merchants are now sending it - probably there's some agreement where they get some financial benefit for doing so.