4 ms·

> You really haven’t added anything. Are you intentionally glossing over that it could/should cost less than 1 month of premiums of either of the other types o

• frumper 3y ago
  They aren't saying it's priced a little too high, they're saying it's a scam. Compared to those other insurances, it's very cheap. Over a 30 year mortgage you'll pay tens of thousands of dollars in home owners insurance. For title insurance you'll pay a few hundred dollars for the average house. For my house, which is close enough to the national average, it was about 2 months worth of home owners premiums.