Everything is more or less completely legal since the Wise account is "domiciled" in Canada and I will be paying taxes on the income in Canada. I just don't wan

Everything is more or less completely legal since the Wise account is "domiciled" in Canada and I will be paying taxes on the income in Canada. I just don't want to convert the Euros into CAD, send them back to my real bank in Canada and then have to pay the 2.5% conversion fee to spend in Euros (or any other currency in places I might end up in). I don't have a permanent visa here yet so I don't believe I can easily just open a bank account.