I use an off-line chip+pin reader for online banking and card purchases in Sweden ... but the bank could choose to stop supporting it whenever they want. BankI

I use an off-line chip+pin reader for online banking and card purchases in Sweden ... but the bank could choose to stop supporting it whenever they want. BankID is owned by the Swedish banks. It is required for some government- and healthcare sites as well, despite it being a commercial monopoly.