>Whatever you do, you really must pay down the debt. Minimum payments aren't going to cut it -- this is revolving debt that you're talking about, and if you don

>Whatever you do, you really must pay down the debt. Minimum payments aren't going to cut it -- this is revolving debt that you're talking about, and if you don't make more than the minimum payments, it's only going to get worse. If you stop using the card, you will slowly pay down the debt by making minimum payments. You will end up paying a lot more in interest than you would if you paid it down faster, but it won't spiral out of control.